Of course the benefits of buying property should not be ignored but in the current climate and following the country’s economic downturn and the recession that has hit over the past couple of years, renting office space has proved to be a blessing for many businesses.

For many small businesses, renting office space rather than buying has saved them from going under and where renting used to be thought of as throwing money away as opposed to buying, more and more people are now choosing the option of renting office space. The benefits of buying premises rather than renting office space are that if you pay a mortgage you will eventually own the premises and if the economic climate improves it will be worth more than you originally paid for it so you could make a substantial profit. If you own the building you have the security of having a permanent fixed address plus you can make changes to the buildings appearance and interior without the having to remove it all and leave it in its original condition should you choose to move out, unlike when renting office space.

By attempting to simplify the mess to one cause you have ignored the breadth and depth of the true causes of the problem.

This was not a simple ‘single cause’ catastrophe, it was a symphony of causes -miscalculation, sloppy financial engineering, mismanagement, conflicts-of-interest, corruption, and irresponsibility. And these elements of causation have been found in our government and the GSE’s, in banks, in investors who bought the mortgages, and in homebuyers and real estate estate speculators who should have known that by buying real estate they actually accepted the risk of real estate price depreciation.

I’m wondering if perhaps your example reflects your own personal experience . . . .

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Real agents do not truly know almost everything about the property they may be offering.

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